Since 1972, Farm Credit Administration regulations have prohibited the directors and employees of Farm Credit institutions from disclosing personal borrower information to others without your consent. Farm Credit does not sell or trade your personal information to marketing or information brokers. Farm Credit is committed to fully complying with the laws and regulations that have been established to protect the confidentiality of your information.

FCA rules allow us to disclose customer information to others only in these situations:

• We may give it to another Farm Credit institution with which you conduct business.
• We can be a credit reference for you with other lenders and provide information to a credit bureau or other consumer-reporting agency.
• We can provide information in certain types of legal or law enforcement proceedings.
• FCA examiners may review loan files during regular examinations of our association.
• If one of our employees applies to become a licensed real estate appraiser, we may give copies of real estate appraisal reports to the State agency that licenses appraisers when required. We will first remove as much personal information from the appraisal report as possible.

Your privacy is a top priority in all aspects of our business. Our employees are informed of their responsibility to protect your confidential information and are governed by strict standards of conduct, which prohibit unauthorized use of your information. Appropriate disciplinary policies are in place to help enforce employee privacy responsibilities. Security procedures and internal controls are also in place to protect your privacy.

Your personal information is the information that identifies you, for example your name, address, phone number and e-mail address. We may collect personal and additional information volunteered by you during the loan inquiry process to enable us to offer you the best products and services. We may also contact you with news about new products, services, and special promotions. Additionally, your e-mail address is collected when you submit any e-mail to us. Farm Credit limits the use and collection of all information to that which is necessary to maintain and administer financial services, provide excellent service, and offer new products and services that may be of benefit to you. If, for any reason, you would like to be removed from our distribution list, please contact your local branch.

We may use third party Suppliers and Service Providers to facilitate our services. For example, we may outsource one or more aspects of our site to a Supplier or Service Provider who performs services according to our requirements. In all cases we restrict how these Suppliers or Service Providers may access, use or disclose your information. In general, we do not permit these Suppliers or Service Providers to retain, disclose or sell your information to third parties.

Our privacy policy only addresses our activities from our web site. Other sites, including those to which we have provided links, may have their own policies, which we do not control, and thus are not addressed by our policy.